Privacy Policy

Last updated: September 2026

The short version: this site does not collect personal information, and the figures you type into the calculators never leave your device.

What we do not collect

There is no sign-up, no account, and no contact form. We never ask for your name, email address, phone number or Social Security Number. We use no advertising trackers. We do use Google Analytics, on every page. It sets its own cookies, gives you an identifier that persists between visits, and sends Google the pages you open, your IP address and the events listed below. The figures you enter are never part of that: no calculator sends what you type anywhere, to Google or to us. If your browser sends Global Privacy Control or Do Not Track, Analytics is not loaded at all — most browsers offer one of the two in their privacy settings, and Google publishes a browser add-on that opts you out everywhere.

What happens to the numbers you enter

Every calculation runs in JavaScript inside your own browser. Your age, earnings, work history, income and resources are used to render the result on screen and are then discarded when you close or reload the page. They are not sent to us or to anyone else — not in the analytics described below, and not anywhere else.

What we count

We count what people do on the site, never what they type into it. An event records that a calculator was opened, that someone began filling it in, that a submission was accepted, that the result came into view, that a link to a calculator, an article, a state page or a government agency was followed and which part of the page it was in, and which state page or article was read. Each event also says which language the site was shown in. That is the whole list.

How that stays private

The events themselves carry no cookie, no visitor identifier and no session identifier. Every value in them is chosen from a fixed list of the site's own names — a calculator, an article, a category, a state, a language — so no figure you entered and no free text can be included; a value not on the list is dropped rather than sent. They are sent to Google Analytics, described above, which stores them with its own identifier just as it stores the pages you open, so Google can link the events that come from one browser. If your browser sends Do Not Track or Global Privacy Control, nothing is sent at all. The full list of events and fields is published in ANALYTICS.md in the site's source code.

What is stored on your device

Nothing. The site is in English only and keeps nothing in your browser's storage. A language chosen on an earlier visit, when the site offered a language switcher, is cleared the next time a page opens.

Fonts and third parties

The typefaces are served from this site rather than from a font CDN, so loading a page does not reveal your visit or IP address to a third party. Google Analytics is the one exception: Google receives the pages you open, your IP address and the events described above. The only outside links are to ssa.gov, which has its own privacy policy.

Server logs

Like any website, this one is delivered by a hosting provider that may keep standard access logs — IP address, timestamp, page requested and browser user agent — for security and operational purposes. We do not use those logs to build a profile of you and do not combine them with anything you enter into the calculators.

Children

This site is aimed at adults planning for retirement or checking SSI eligibility. It is not directed at children, and we knowingly collect no information from anyone.

Changes

If this policy changes, the date at the top of this page changes with it. Questions can go to contact@benefitcalculators.com.